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Frequently Asked Questions

Is there a fee required to arrange a financial services or insurance planning consultation with you?

No, consultations are provided on a complimentary basis at no cost to qualified candidates. To qualify you must fall into one or more of the following categories:

  • An existing tax client
  • Homeowner
  • Parent of one or more minor children
  • Household income greater than $75,000
  • Liquid net worth greater than $100,000
  • Business owner (where the business is your primary income source)

What products and services are offered?

On the insurance side, product offerings available to individuals and employer groups through various providers include: traditional life insurance, disability income insurance, long-term care insurance, medical and dental coverage, and fixed annuities. On the investment side, securities products and services such as 401(k) products, mutual funds, 529 college savings plans, and variable annuities are offered.

How can I purchase an insurance policy or other product?

Insurance products must be purchased through an advisor such as myself, who will work closely with you to determine your needs and the best product to fill them. With respect to life insurance cases, they require a written application and typically entail granting permission for us to collect bodily fluids for independent lab analysis. Contact us in order to schedule an in-person consultation.

Why should I do business with you when I can order financial products over the internet?

The internet offers rapid access to information. However, are you receiving the CORRECT information that is appropriate for YOUR situation? Without knowing what to look for, you can spend hours online instead of devoting a few minutes to a PERSONAL consultation with a trained professional. If you're sick would you rely upon medical websites for treatment and advice? Making important financial decisions is no different. Further, the products offered online do not provide the level of customization as those we can offer you. For instance, did you know that some life insurance policies will only pay a death benefit if you die in an accident, or that guaranteed approval life insurance policies offered online or on television will NOT pay the full death benefit unless the policy has been in effect for two or three years? Don't make mistakes that you'll regret years later. Call us so we can set you on the right path today!